Sipa 2009

Online fraud has become a major activity these days. You never know how you credit card debt gets increased and you have to them pay off debt. Thus it has become very important for us to protect our credit card both while making transactions online or in person. Online frauds have also troubled many persons to get out of credit card debt.

While making transactions, usually shopping, ensure that you do it from a reputed site. A scam site may withdraw extra money without your intensions. Always check out for the padlocked icon on the lower left hand corner of the screen where you will be entering the credit card number. The icon indicates that your information will be scrambled before transaction. After you make a transaction online, always ensure to make a print out of the transaction which will serve as receipt in the future. In case you do not have a printer then save it in your hard drive. Never under send your credit card number via email. However if you think your credit card is being miss used them inform to the vendor immediately. They will report you the old transactions slip.

Close your old credit cards immediately when you get a replacement card. You should cut the card in fact before throwing it. Never give your credit card number as the means of your identification, use driving license or identity card. If ever you have lost the card then report to its vendor within 24hrs so as to freeze it.